Tennessee vs Kentucky: where to live?

Choosing a new place to start your life in and to make home is not an easy task. Since your options are already narrowed down, we are going to help you make the final choice.  The question of the day is – Tennessee vs Kentucky – where to live?  Well, that’s why you came here on this page to figure that out. Each state has different content and scene to offer. We are going to discuss cities, costs of living, average salaries in each and everything else you will need in order to make a well-informed choice. With the help of these tips, you can decide where you should buy or rent a home. Also, you will find out what each of these states has to offer for your new phase in life. We are bringing a complete guide for these two states and their towns.

Why should you move to Tennessee?

Thinking of moving to Tennessee? This state proudly had an impressive rate of population growth in the past years. With a population of 6,7 million residents who are known for their southern charm, Tennessee is a very vibrant and friendly place to live in. You can head to a fun city like Memphis or Nashville or opt for a quiet life in the Appalachian Mountains. Tennessee offers a rich culture, natural beauty and a low cost of living. From the bright lights of Broadway to the scenic Smokies, Tennessee offers up something for everyone. Whether you’re climbing the corporate ladder, jamming to the Blues or looking for some small-town charm, the Volunteer State is the place for you. Tennessee vs Kentucky?

Well, you should know that Tennessee is a paradise for those who love water, whether it’s the mighty Mississippi in Memphis, the Cumberland River in Nashville or the Tennessee River in Knoxville and Chattanooga. Add to the rivers more than 1,300 lakes and reservoirs, and the Volunteer State offers endless recreation opportunities, from whitewater rafting on the Ocoee to bass fishing in Lake Barkley.

Louisville bridge, sunset in kentucky
Beautiful scenery will accompany you whatever you choose between Tennessee vs Kentucky!

Why should you move to Kentucky?

Kentucky is located in the eastern south-central U.S. near several major cities such as Cincinnati, Ohio; Nashville, TN; and St. Louis, MO. As a result, a state is a perfect place for those who enjoy taking quick trips to cool destinations. Here in Kentucky, people are known for not wearing shoes. They are spending way too much money at the horse track and caring a little too much about college basketball. If you’re moving to Kentucky, you’ll be pleased to know that the climate is great. And it’s perfect for outdoor activities such as hiking, biking, and horse riding. Summers are warm and humid and winters are cool, with lows of around 23 degrees Fahrenheit. Experts like Kentucky cross country movers will be a great assistance when relocating to this country no matter the season!

Kentucky has five seasons!

Many states can say they have offer four seasons, but Kentucky is unique in that it offers a fifth season: Derby Season. In honor of the Kentucky Derby, which takes place at Churchill Downs in Louisville each May, many residents spend a few weeks before the big event attending parties, celebrations, and festivals. There are also annual golf tournaments, the Kentucky Derby Festival Marathon and mini-marathon, concerts and more. Basically, there’s a lot of opportunities for fun in the Bluegrass State during this special season. Don’t miss out on interesting and scenic Kentucky river tours! You will meet your new town and hear about interesting historical facts. And maybe, you will fall in love with Kentucky and decide upon your new residence.

Choosing a place to live in Tennessee


Tennessee is a rich state, as previously mentioned it is affordable and friendly. Now, we are going into a deep dive into the most famous and recommended cities for living. According to the US News, the first and favorite town for residents is Nashville. It is the capital city of this state and the second largest. It has an overall rating of 6.5/10. The Metro population of this city is 1,904,186, middle age of residents is 36.5. The costs of living in Nashville are these. While the average annual salary is $52,170 and the unemployment rate is 7,3%. The median price for buying houses in 2022 has been 445,357$ and the average monthly rent for a 1-bed apartment in the center is 2,100.00$ and 1,622.73$ outside the center. Along with these numbers discover top 5 reasons for moving to Nashville.

Fun activities in Nashville

We recommend taking a tour and checking out fun activities to do in Nashville. Visit Aquarium Restaurant or hop on a Joyride around this city. Along with a beer tour, you will get a historical tour of this area! Of course, explore Cragfont State Historic Site, one of the museums richest in Tennessee history. For an even closer look at music history in scene in Nashville you can explore the Country Music Hall of Fame, Grand Ole Opry, the Johnny Cash museum and of course, Downtown packed with bars, gigs, and good drinks!

valentine sign in Nashville
Upon relocating to Nashville you will have a variety of events and fun content to choose from!

Neighborhoods of Nashville- Hope Garden and Elliston Place

There is always something to do in this city, which is packed with amazing restaurants, downtown events, concerts, museums, and a thriving art sector. This city’s charm is what makes it so distinctive and has earned it the title of one of the “Most Beautiful Towns in Tennessee.” It offers different neighborhoods which rank high in desirability. Hope Garden is a small area of more or less 500 residents. Approximately renting and owing property ratio is even in Hope Garden. Elliston Place is known for low renting prices and even 99% of residents are renting accommodation. Just the opposite case is in the suburb Brentown where 90% own property. The age population is evenly disturbed, and you are sure to find people similar to you and your interests.

Franklin city and Germantown

Franklin town located outside of Nashville has rated the #4 place for living in Tennessee, with an average home income of. Most residents own property. Downtown Franklin’s Main Street is well recognized for its yearly festivals and parades. This city is rich in content and fun events all year round. Proudly Franklin earned the title of “8th Fastest-Growing City in the Nation.” Franklin is as well one of the best family-friendly USA neighborhoods. Along with your family go on Hot Air Balloon Ride Over Central Tennessee to see this state from another perspective. Watch the sun rise above land space and historic monuments during the journey. After your hot air balloon ride, toast with sparkling champagne or juice back on the ground

This well-known city, Germantown, is located in Memphis and is seen as one of the wealthier areas. The median house income was $123,387 in the year 2022. Locals of Germantown are especially conservated, so keep that fact in mind when choosing a new environment.  It is especially famous for its weekend getaway events. Testimonials from locals are proving that. You have a lot of opportunities to take participation like volunteering in Germantown Kiwanis club, a weekly 5k marathon everyone is free to join, or community events like Memphis in May. Lovers of musical events can often attend concerts at GPAC.


Located at the foot of the Appalachian Mountains and along the Tennessee River, Chattanooga has possibly the most beautiful scenery in Tennessee. Due to its incredible natural beauty, Chattanooga is known as the “Scenic City,” It has to offer many fun outdoor activities such as hiking, mountain bike, hang glide, or going bass fishing during the day. The total opposite of Germantown this city is packed with diversity and different communities- Hispanic, African American, lgbtq+, and many more. Chattanooga’s location is great keeping in mind you can get to the bugger city fast but still enjoy the benefits of living in a smaller and paying an average rent of 891$. You might be splitting your mind between Chattanooga vs Knoxville, in which case we recommend DYOR (doing your own research) of these two places.

Chattanooga, TN, United States
Along with activities for outdoor enthusiasts, Chattanooga is offering urban areas for weekend getaways!

Choosing a place to live in Kentucky

Fort Thomas

A suburb of Cincinnati, Fort Thomas has 16,335 residents with an average home income of $80,549. It is the best place to live in Kentucky. Divided into two areas, North and South Side residents criticize this segregation. Rather than that, they highly praise educational institutions ranked #1 in Kentucky. For instance, you can choose from Highlands Highschool, Woodfill Elementary school, Moyer Elementary school, and many more. Locals can attend events that are hosted monthly, which is a great break from everyday routine. Hire residential movers for easier relocation of your home to Fort Thomas.

Fun activities in Fort Thomas

Continuing with fun activities, Fort Thomas might not seem like it but it has to offer very unique content to its residents and tourists. Visit National Underground Railroad Freedom Center and Hyde Park Mushroom House. If you are fond of arts, enroll in Van Gogh the Immersive Experience tour in Downton of Fort Thomas. From historic monuments, Elsinore Castle is worth visiting. After a hard day of exploring, you can enjoy and relax in Fort Thomas Tower Park.

Louisville is a suburb of Kentucky state with the biggest number of desirable neighborhoods for living. According to US News, it has an overall rating of 6.2/10. Louisville has a population of 1,262,287, and the middle age of residents is 39.1. People are earning an average annual salary of $49,200 and the unemployment rate is 6,9%. To buy a house in 2022 on average you would pay $162,908. Middle monthly rent for a 1-bed apartment in the center is 1 212,50$ and 905$ if you decide to rent outside the center of Louisville. While you are in the process of moving home to another state your will be needing extra space. Research storage services Best Cross Country Movers is offering and rent your space on time.

Suburbs of Louisville- Anchorage and Prospect

According to Niche ranks Anchorage is ranking #1 in the categories of the best place and suburb to raise a family in Kentucky and as a #1 place when it comes to high education and schooling.  The median house income is almost three times bigger than the national and it counts $188,906. Top public schools in Anchorage are DuPont Manual HS, Anchorage Independent Public School, and J. Graham Brown School. This city has a beautiful natural Anchorage trail ideal for biking, running, taking a walk, and just enjoying nature. The perks of the suburbs of Louisville are rich content you can visit. For example, beautiful salt caves, mega caverns, and Squire Boone caverns are always welcoming tourists.

Prospect is a great place if you are searching for a home to retire. It ranks as the third-best city for retirement in Kentucky. However, opinions are divided. Its residents love this area because it is family-oriented, clean, and affordable. A relatively small suburb of Louisville has almost 5,000 residents. Keep in mind it is for a reason great place for retirement, a peaceful place far from the city, and lacking events. For stress-free relocation to a stress-free neighborhood, choose the moving companies Louisville Kentucky has to offer for newcomers. If you are still up for some action you can enroll in the golf course. For adventurous locals and adrenaline lovers, canoeing and kayaking are great Prospect outdoor activities.

Comparing costs of living: Tennessee vs Kentucky

Good schools, a thriving job market, and plenty of recreational opportunities are just a few reasons to call Tennessee home. Compared to the national average, Tennessee’s cost of living is comfortably low. And when it comes to costs of living in Kentucky, they are also lower than the U.S. average. Things like health care, food, and transportation can be found more cheaply in Kentucky than many places elsewhere in the U.S. The general cost of living in Kentucky over the year 2021. has been 36,574$ per person. Breaking down all the segments your income would be spent yearly per person in Kentucky:

  • Housing and utilities cost 6,237$
  • Health care costs 6,561$
  • Grocery shopping 3,581$
  • Gas and energy goods cost 849$
  • Other personal spending is approximated for 19,346$

Let’s compare these numbers with Tennessee. The average cost of living per capita in this state was 37, 499$ in 2021. year. Break-down of those expenses is looking like this:

  • Housing and utilities cost 7,056$
  • Health care costs 6,295$
  • Grocery shopping 2,906$
  • Gas and energy goods cost 773$
  • Other personal spending is approximated for 20,469$

As you can see there is not a drastic difference between these numbers. However, keeping this in mind difference in taxes might be the tipping point for choosing one of these states. Taxation is a popular topic when it comes to Tennessee state. And you should know that Tennesseans pay no income tax. In Kentucky residents pay 5% single-rate income tax, no matter the amount of money they earn. Another very important thing you should consider is the circumstances of today’s economy, the rising prices due to inflation.  It is hard to predict and calculate unexpected turns. However, we all felt the impact of inflation and the already increased costs of everything.

arm wrestling - Tennessee vs Kentucky - well, when it comes to costs of living they are both winners.
Tennessee vs Kentucky – when it comes to costs of living, they are both winners.

Tennessee vs Kentucky – housing

Buying a house is a major purchase. But before making this important decision, take the time to determine what you can afford, your ideal neighborhood, and what features you want in a home. And with proper preparation, nothing is going to be a problem. That’s why you can hire a real estate agent to help you with buying a house. Also, as soon as you find the property you may need some help with relocation. And that’s when the interstate movers Tennessee will be there to help you.

There’s a large selection of housing available to those who are moving to Kentucky. They are ranging from one-bedroom rental apartments to luxurious Victorian homes. Take your time when selecting your new home so you can be sure you’ve found the best match for your needs and budget. When it comes to housing in Kentucky, you can definitely find a good and affordable house. Because housing here is significantly lower than in other states.

Whether you are buying a new home or you are renting a property you will find the one that suits you the most. Also, there is another thing! When you are moving you should probably hire a reliable and reputable moving company. And you will not regret having at your disposal a moving company.

woman counting dollars
The costs of living in these two states are not significantly different.

 Tennessee vs Kentucky – Job opportunities

The reason why should you move to Tennessee is because of plenty of job opportunities. The Volunteer State holds one of the nation’s lowest unemployment rates. Tennessee is known as a state who has a number of advanced industry job growth. It’s also home to nine of the world’s largest companies, including FedEx, Dollar General, and Eastman Chemical. Low business taxes and business-friendly incentives have helped attract global companies here.

But when it comes to Kentucky it’s not so great. And according to some study Kentucky isn’t rated as a great state for jobs. That’s based on opportunities and economic environment. But there is a greener side of things. Kentucky is known as a top spot for the auto manufacturing industry, and for good reason. There are Toyota manufacturing facilities in Georgetown and Erlanger, and in Louisville, Ford operates an assembly plant – and all three facilities are top employers in Kentucky. The state also has a strong presence in the health-care and education sectors worth moving for.

The Louisville metropolitan area does have an unemployment rate a bit lower than the rest of the state. This is mostly due to increases in jobs in health care, business, tourism, and tech. If you’re thinking of a move to Kentucky, those industries would be the ones to look at.

Chattanooga, TN, United States
Choose your next location wisely based on your needs, wants, and budget.

Tennessee vs Kentucky- bottom line

It’s difficult to pick a new location to settle down and call home. We’re going to assist you in making the decision since your selections have already been reduced. The question of the day is: Should I reside in Tennessee orKentucky? Each state offers a unique energy and different things to explore. For instance, Tennessee is a water lover’s paradise, and living in Kentucky is a dream come true for Kentucky Derby lovers. We’ll talk about cities, enivorments and people living there, typical earnings, cost of living, and anything else you need to know to make an informed decision.

Testimonials from people who lived in these countries are the best proof of standard and level of satisfaction. You can choose where to buy or rent a home with the assistance of this article. We are bringing a complete guide for deciding upon Tennessee vs Kentucky. Moving is a big event in your life. Its significance is even greater when it comes to cross-country relocations. Choose carefully, best based on your needs and wants. Last, but not least hiring experts to help you with your move is one of the best things you can do to ease this process. 

Get A Free Moving Quote

Step 1 of 3

City You Are Moving From(Required)
City You Are Moving To(Required)