Buying a new home in Charleston
So, you have decided to hire long distance movers Charleston SC and move. That’s a great decision. But, where are you going to live? Buying a new home in Charleston takes a lot of time and effort. But these 8 steps will help you make the home buying process manageable and help you make the best decisions possible.
1. Start your research early
Start reading websites, newspapers and magazines that have real estate listings as soon as you can. Check the specific homes that interest you and see for how long they are on the market. Also, note any changes to the asking prices. This will give you an idea of housing trends in specific areas.
2. Pre-qualify and get pre-approved for a loan for your mortgage
Before you start looking for a new home in Charleston, you need to know how much you can actually spend. The best way to do this is to pre-qualify for a mortgage. To do that, you just need to provide some financial information to your mortgage banker, such as your income, as well as the amount of your savings and investments. Your lender will review this information and let you know how much they can lend you.
3. Find the right real estate agent for buying a new home in Charleston
Whether you are buying or selling a home, finding a real estate agent can be crucial. They can provide you with useful information about homes and areas that are not available to the public. Their knowledge of the home buying process, negotiation skills, and familiarity with the area you want to live in can be extremely valuable.
4. Shop for home and make an offer
Start visiting houses in your price range. It would be helpful to take notes of all the homes you visit. You will see many houses! It can be difficult to remember everything about them, so you can take pictures or videos to remember each house.
5. House inspection
Typically, purchase offers involve inspecting the home for signs of structural damage or items that may need repair. Your real estate agent will usually help you arrange this check within a few days after the seller accepts your offer. This protects you by giving you the opportunity to reconsider your offer or withdraw it without penalty if the audit reveals significant material damage.
6. Evaluate the house
Lenders will hire an appraiser to independently assess the value of the home you are purchasing. He is a member of a third party company and is not directly associated with the lender. The appraisal will let all parties involved know that you are paying a fair price for your home.
7. Finish the paperwork
As you can imagine, buying a new house in Charleston involves a lot of paperwork. Your lender will arrange for the title company to process all paperwork and make sure the seller is the legal owner of the home you are buying.
8. Close the sale
On closing day, you will sign all documents required for buying a new home in Charleston, including loan documents. It usually takes a few days for your loan to be financed after the documents are returned to the lender. Once the check is delivered to the seller, you are ready to move with one of the cross country moving companies into your new home!